Running out of credits pauses the work Vamos does for you. It does not lock you out of anything you already have.
What still works at zero
Your weekly brief. It never spends credits, so running out does not stop it.
Everything you have already made. Chats, docs, Collections and creator lists are all readable. Nothing is locked because you ran out.
Videos, Formats and Creators. Browsing costs nothing. The creators you follow keep updating.
What stops is Vamos answering you, in the app or through Connectors, and Routines running.
Your three options
Wait for the reset. Plan credits go back to full every month, on your billing date if you pay monthly. Check the date in Settings, then Billing.
Buy a pack. Immediate on an active Pro or Business plan, and pack credits sit in a separate balance the monthly reset does not touch. See Extra credit packs.
Move up a plan. If you are running out every month rather than occasionally, compare this with repeat packs. Business is three times Pro's monthly allowance.
Working out where it went
The info icon under every answer shows what that answer cost. Scroll back through a heavy week and the pattern is usually obvious.
Long research runs. A deep report with a script at the end is the most expensive single thing in the product. Worth it when you need it, expensive as a daily habit.
Spending less next month
Ask for the whole job in one message rather than stepping through it. Fill in My Brand, so Vamos stops asking and guessing.
If Routines are the drain, check whether their cadence matches how fast the subject changes. A daily routine asking a weekly question spends seven times as much to tell you the same thing.
Routines when you are out
A routine that comes due with no credits does not run, and says that was why. It tries again on its next schedule, and you get an email saying you are out of credits, at most once a day per workspace.
A run that fails partway through costs nothing.